Posts tagged "life"

JC 085: Wealth Without Wall Street with Russ Morgan and Joey Mure

February 26th, 2020 | no comments

Take Control of Your Legacy Wealth.

Meet Russ Morgan, aka “The Idea Guy”, who started his career in the financial services industry. Russ began a journey to passionately understand more about how to gain control over his money and better serve his clients. Russ believes that it’s time you stop following conventional planning methods and start thinking for yourself. He delivers business owners and investors the knowledge they require to make sound financial decisions and create legacy wealth. The best path to financial freedom is one that frees you to make decisions that allow your money to grow, allow you to have access your money, and to protect your money from market swings and tax regulations.

In 2003, Joey Mure, aka, “The Stallion”, started his career in the mortgage business. He quickly become a branch manager with one of the nation’s top mortgage lenders and was charged with leading a team of twenty-five  loans officers. Despite earning an impressive income and receiving national recognition, Joey still had significant questions about how to save for the future without having to rely on borrowing from the banks. How does anyone save aggressively for retirement AND simultaneously pay for automobiles, save for college, weddings, and vacations?

In 2010 Joey met Russ, who shared the Infinite Banking Concept and everything changed. IBC allowed Joey to get completely out of debt and he started saving four times the amount that he had previously been saving. Joey now has a clear plan of how to save for all our life’s expenses without giving up retirement savings.

Joey decided to join Russ and cofounded a company called Wealth Without Wall Street. Together they teach people to stop trading time for money to achieve financial freedom by following the 5 Pillars of Wealth Without Wall Street.

Russ Morgan and Joey Mure join John Carney today in The Real Estate Locker Roomto discuss alternative ways to create wealth and freedom.

Key Points:

  1. Infinite banking concept: a process of using money in a way to take control of your financial life.
  2. Become the bank.
  3. You will require to the right life insurance policy in order to benefit from the infinite banking concept.
  4. This is uncommon and atypical advice and requires you to think outside the box.
  5. The money you pay in your premium creates the value for you to unlock.

Favorite Sport:

  • Golf: The Masters
  • Baseball

Favorite Athlete:

Favorite Books:

Pro tip:

  • Leadership is knowing what you can do and giving away everything else to someone who is much better suited.
  • Know what you are going to be present for and prepare for it.

Reach Out to Russ and Joey

Thank you, Russ Morgan and Joey Mure, for taking the time to share the infinite banking cconcept withthe audience.

Listen to all the episodes of The Real Estate Locker Room Show and sign up for my FREE monthly newsletter at

Connect with John Carney
Facebook: @JohnCarneyOnline
Twitter: @John_M_Carney
Instagram: @johnm_carney

© John Carney 2020




JC 084: Finding Balance with Cliff Hayden

February 12th, 2020 | no comments

Solving Problems and Creating Solutions in Real Estate and Life.

Cliff Hayden is a family man, real estate investor, broker-owner of Altec Properties, and founder of, a unique online service that automates the most difficult part of property management: finding and screening qualified tenants.

Cliff knows the importance of finding the right balance of priorities in life, especially as a business owner. This quest for a more abundant life inspired Cliff to walk away from his fruitful career and into the often-chaotic world of real estate investing. As someone who’s personally struggled with this juggling act of business, life and family, Cliff understands how to manage the emotional, mental, and physical toll it can take on real estate investors, property managers, or landlords — whether it’s their full-time career or a side hustle.

Cliff Hayden joins John Carney today in The Real Estate Locker Room to talk about envisioning the successful life and business you want.

Key Points:

  1. No one will care about your properties more than you. Have a great staff and a great team in place and stay involved.
  2. Decide what kind of business and what kind of life style you want.
  3. Education and finding a mentor is key.
  4. Put your life 1st. Have themes for the day in your work life.
  5. Be grateful for what you have and don’t worry about what you don’t have.

Favorite Sport:

  • Jiu Jitsu

Favorite Athlete:

  • Emmitt Smith

 Favorite Authors/Podcasts:

  • Jack Miller – Author
  • Joe Rogan – Podcast
  • Tony Robins – Podcast

Pro tip:

  • Pay attention on how you talk to yourself. Have a vision of how you want your life to be.

Reach Out to Cliff Hayden:

  • 502-641-8781

Thank you Cliff for taking the time to share interchangeable life and real estate advice with the audience.

Listen to all the episodes of The Real Estate Locker Room Show and sign up for my FREE monthly newsletter at

Connect with John Carney
Facebook: @JohnCarneyOnline
Twitter: @John_M_Carney
Instagram: @johnm_carney

© John Carney 2020




JC 018: Every Action Matters

July 5th, 2017 | no comments

Massive amounts of focused action required

Host John Carney shares his beliefs about taking massive amounts of focused action to achieve success in business and in life.

John references three books that helped him grow as an entrepreneur and real estate investor. These books taught him how to focus his attention, cut out the chatter and accelerate his career as a real estate investor and developer.

John believes that every action matters. Consistently working hard is the key ingredient to success in the real estate game. All of the action, mistakes, lessons and wins that you have accumulated over the course of your life matter today and in the future.

All of the “little wins” add up to bigger wins. You will have more “little wins” over time and those are the lessons that you want to recall when you encounter obstacles. Tap into your past experience to keep moving forward.

We all have multiple tasks to accomplish every day. A hierarchy of priorities exists, and we have to remember to focus on what’s important now.


Recommended reading:

The 10X Rule by Grant Cardone

Do you want to stamp “Guarantee” on your success? Apply a multiple of 10X to what you do in life and every action you take. Be accountable for your actions and the results they produce – both good and bad.

The Obstacle Is The Way by Ryan Holiday

Ryan Holiday examines the writing and wisdom of Marcus Aurelius. “The impediment to action advances action. What stands in the way becomes the way.” We face resistance in our lives the minute we wake up each morning. We encounter obstacles in our life every day, at home with our families and at the office in our chosen professions. We have choices. We are in control of how we react to challenges and failures. Our reactions determine either success or failure.

The Way Of The Seal by Mark Divine, Commander, US Navy SEALs (Retired)

Learn how to become laser focused on the task at hand. This book is about forging mental toughness as the key to a better life, better relationships and a better business. Being physically strong is important in life but without mental and spiritual strength we will fall short of maximizing our true potential. The good news is that mental toughness can be taught and forged through practice and discipline.


Key points:

  1. Real estate investors face obstacles every day. The Obstacle becomes the way.
  2. Apply the 10X Rule to every action
  3. There is no short cut to success in real estate. It takes consistent effort over time to make it.
  4. Every action matters – you draw experience and lessons from all of your actions.
  5. Have a hierarchy of priorities and stay focused on what’s important now.


Thank you for tuning in to my first solo podcast. I truly hope that you took away some actionable advice. Until next week, work hard, play hard, and profit hard.

Listen to all the episodes of The Real Estate Locker Room Show and sign up for my FREE monthly newsletter at

Connect with John Carney
Twitter: @John_M_Carney
Instagram: @johnm_carney


© John Carney 2017